As though this document wasn't long enough another insurer, as if trying to prove the point, stuck their nose in wanting a little of our advertising space to tell of the good they are not doing towards road safety, so this ending is longer than anticipated. It adds another dimension and helps prove the point I wanted to make.
Whilst I was in hospital awaiting surgery my daughter had an accident in our vehicle, which we had just transferred from her on moving to Western Australia. My daughter back home visiting was driving a vehicle that she knew only too well with my wife as a passenger.
Whilst making a right hand turn at a roundabout, in the prescribed manner from the right hand lane, was collided with by a vehicle continuing round the roundabout, doing a U turn, from the left hand lane. The police and ambulance were called to the accident.
The police through lack of training and not knowing the road rules were unprepared to make any ruling as to who was at fault, which would have saved any further complications and prevent an insurance company from trying to make unfair gain and unnecessarily tying up the local court.
We knowing the road rules, claimed insurance to repair our vehicle through the other drivers insurance and you guessed it the insurance company denied liability. Although they had a statement from their client advising that she was making a U-turn from the left-hand lane that immediately placed her at fault.
A woman, who had been following my daughter, advised the police at the scene of the accident, of her willingness to be a witness. With every piece of information pointing out the driver at fault, we once again had to take legal action through the courts so that we would not be disadvantaged through no fault of our own.
15 months later, the Judge in the local court knowing the road rules, advised the solicitor for the insurance company that they had given him nothing to work on and awarded full costs for us to repair our vehicle.
The insurance company, who pretend to work in the interest of road safety, had deliberately disadvantaged us by their unjustifiable actions in an attempt to save a buck hoping that we would back down. At the same time advising the driver at fault she had done no wrong.